What To Do When A Driver Refuses To Give Their Insurance After An Accident

Law Blog

After you have been involved in a car accident, you will usually share insurance information with the other driver. However, in some cases, the driver might refuse to share insurance information or might appear to not have any insurance at all. If this is the case, you should talk to a lawyer about what you should do. 

Why You Need Insurance Information

Insurance information is important because you will most likely file a claim with the other driver's insurance provider if they are found to be at fault. If the driver does not have insurance, you might still be able to receive compensation but you may need to take direct legal action against them.

Why the Driver Might Keep Their Insurance a Secret

In other cases, the driver might not want to reveal their insurance because they do not want to experience higher premiums as a result of an accident. Driving without insurance is illegal. However, it is also often illegal to not provide insurance when the driver has an active policy depending on the state in which the accident occurred.

How to Obtain Insurance Information

If you are not able to obtain insurance information from the driver, make sure to bring this up with the police officer who files the accident report. The driver will be required to produce insurance and this information will be on the police report. If the driver is not carrying insurance, they might face criminal charges.

What to Do About an Uninsured Driver

When the driver does not have insurance, receiving compensation can become more complicated because you will not only need to prove liability but you will also need to figure out if the driver will be able to compensate you in the first place. For example, you will need to find out if the driver has assets or is employed. This will help you determine whether it even makes sense to take legal action against the driver.

How to Settle

The next step will be to see if you can reach a settlement with the other driver. If the driver has enough money, they might choose to settle out of court. If they refuse to settle, you'll need to consider whether it will be worth it to take the driver to court. You must win your court case, prove that you suffered damages, and also seek compensation.

You might be able to seize the defendant's assets. However, there are also other options available, such as garnishing wages. Make sure to ask your car accident lawyer about the options available.

Contact a local car accident lawyer to learn more.


13 September 2022

Choosing To Fight

Although I am far from perfect, I have focused on abiding by the local laws for the vast majority of my life. Unfortunately, about five years ago, I realized that I was being accused of a crime that I didn't commit. I thought about letting the trial run its course, but then I realized that fighting would be important to ensure my future. I teamed up with a great lawyer, and things became much easier overnight. My legal counsel told me what to do and what to avoid, and he was able to prove the facts in a court of law. This blog is all about choosing to fight charges.